Month: May 2018

Searching out the fast cash payday loans

    jbtweb

Following debt problems, you may find that your credit score can take some time to recover and this could mean that many forms of conventional borrowing may be closed to you – at least until it does recover. Sometimes one exception to this is fast cash 1000 dollars payday loans – you may find that they are available even if you have had debt problems in the past. (Of course, anyone who applies for a cash advance loan like this is not guaranteed to be accepted).

With fast cash 10 payday loans you borrow relatively small amounts of money, typically for a matter of days or weeks, until your next payday.

On your next payday or the one following that, the loan is paid back in one lump sum together with interest and any related charges.

Online access

Payday loans are typically available online. To apply you need:

to be in employment with a regular payday
to have a bank account and a debit card
to be USA resident
to be aged 18 or over

Once you have submitted your details together, of course, with the amount of money you would like to borrow and the date you want to pay it back, a quick credit check will typically be carried out and you’ll get a decision almost immediately.

A bad credit history will not automatically mean that your application will be rejected.

Fast payment

It’s not just the application and decision process that’s fast. If your loan application is accepted, you may find that the money could be in your account in a matter of a couple of hours or day or so at most.

Automatic repayment

On your specified payday, the total amount of the loan together with agreed charges and interest, calculated on the number of days that you have the loan for, will generally be deducted automatically via a debit card transaction from your bank account.

Your loan will be closed off. You are then free to apply again for another payday advance in future, though do note that regular borrowing via a payday cash advance may indicate that you have a debt problem and reputable top payday loan companies may not be prepared to allow you to borrow.

Starting again

Even if you have managed to get your life and your finances back under control following debt related problems, you may still be finding it difficult to borrow money. Fast cash payday loans may help ease a difficult month.

Getting hold of prepaid cards for business

    jbtweb

If you run your own business and are often out and about meeting clients, then there are going to be times when you may need prepaid cards for business to:

1 – pay for entertaining customers, 2 – settle hotel bills, 3 – buy fuel for transport, 4 – get cash for incidental expenses.

Of course, you could do all these things on your own personal cards and claim the costs back, but you may run the risk of forgetting to claim back all your costs, or lose important receipts relating to a transaction, meaning that you cannot put a claim in for that amount.

You may spend money for your business on one of your personal cards and find that when you try and tally up your expenditure at the end of the month it all gets a bit blurred around the edges as to what is a business cost and what is a personal cost.

Prepaid cards for business may be the answer.

These may typically give you the freedom and flexibility you need to carry out your duties while giving you the peace of mind that you cannot inadvertently overdo things.

So how do prepaid business cards work?

These are cards that are preloaded with a fixed sum of money. They may carry a brand name – such as the MasterCard prepaid card – so they can typically be used wherever you see the brand name.

The difference is that they are not actually credit cards. There is a fixed value on them that cannot be exceeded. So you are in complete control of how much is being spent.

An additional characteristic of prepaid business cards lies in the fact that they can often be maintained online.

With some providers you may: 1 – have access to the card account and can see exactly what is it being used for, 2 – choose to receive a text or an SMS message each time that the card is used to pay for something, 3 – even be able to credit funds to the card online to top up the financial amounts available.

Of course, product terms and features can vary, so it may make sense to check out the small print so you understand exactly what your prepay card will offer.

In control

Prepaid cards for business may give you the flexibility you need to operate effectively whilst keeping it completely separate from your own personal financial arrangements.